When the at-fault driver's insurance can't cover what you lost, the "justice gap" begins. How injured people in DC, Maryland, and Virginia can close it.

Virginia's 2024 Traffic Crash Facts: 129,244 crashes, 918 deaths, 64,086 injuries. What the DMV's numbers mean for crash victims and their families.

The adjuster who calls after your accident may sound sympathetic, but their job is to pay you as little as possible. What to say, what to avoid, and when to stop talking.

Feeling fine after a crash doesn’t mean you are, and a gap in treatment is the first thing an insurer will use against you. Why prompt medical care protects your health and your claim.

Virginia is one of a handful of places where being even slightly at fault can bar your recovery entirely. What contributory negligence means for your claim, and how insurers try to use it against you.

What you do in the minutes and days after a D.C.-area car accident can make or break your claim. A step-by-step guide from our trial lawyers.

Virginia's Supreme Court reinstated a $7M brain-injury verdict, holding circumstantial evidence of causation need not rule out every other possibility.

When a Virginia school bus crash injures a child, sovereign immunity is waived up to the school board's insurance. How these claims actually work.

Most cars record crash data. What Virginia's EDR privacy statute and federal rule 49 CFR Part 563 mean for proving your crash case.

Virginia's UM/UIM stacking law is in effect — but only for some policies. An FAQ on renewals, offset elections, and which rule governs your crash.

Hit by a driver with little or no insurance? Your own uninsured and underinsured motorist coverage may be the most important protection you have.

Uber and Lyft insurance in DC, 2023: how the app-period coverage layers work, what changed since 2015, and the traps in rideshare crash claims.

As of July 1, 2023, Virginia UIM coverage pays on top of the at-fault driver's insurance — no more offset. Before-and-after examples and what to check.

Virginia's SB 754 ends the underinsured motorist offset for policies issued or renewed on or after July 1, 2023. What the change means for crash victims.

Hit by a driver who fled or was never identified? Virginia lets you sue "John Doe" and recover from your own uninsured motorist coverage. Here's how.

DC drivers hurt in crashes still face the 1% contributory negligence bar. How the rule works, the 50-state landscape, and the doctrines that soften it.

Virginia law bars evidence of seatbelt non-use in injury cases. How Va. Code § 46.2-1094(D) works and why the defense can't mention it at trial.

Maryland has no dram shop liability, but Kiriakos v. Phillips lets families sue adults who allow underage drinking. Where the law stands five years on.

Virginia's new hands-free law (§ 46.2-818.2) took effect January 1, 2021. What the ban covers and how it may prove negligence in crash cases.

Food and package delivery has exploded in 2020 — and so have insurance gaps. Who pays when a gig delivery driver causes a crash in the DMV?